Future Value Calculator
Calculate the future value of your investments with compound interest
Investment Details
Additional Contributions
Ready to Calculate
Enter your investment details to see future value projections.
How to Use the Future Value Calculator
Enter Present Value
Start by entering your initial investment amount or present value. This is the principal amount you'll be investing.
Set Interest Rate
Enter the expected annual interest rate or rate of return for your investment. This can be from savings accounts, stocks, or other investments.
Specify Time Period
Enter the number of years you plan to keep the investment. This determines how long compound interest will work for you.
Choose Compounding Frequency
Select how often interest is compounded (annually, monthly, etc.). More frequent compounding leads to higher returns.
Add Contributions (Optional)
Include additional regular contributions if you plan to add money periodically. Specify the amount and frequency.
Review Results
View your total future value, breakdown of principal vs. interest, and growth projections over time.
Investment Planning Tips
Start investing early to take advantage of compound interest
Consider higher compounding frequencies for better returns
Regular contributions can significantly increase your future value
Diversify your investments to manage risk
Review and adjust your investment strategy annually
Consider tax-advantaged accounts for long-term growth
Calculate different scenarios to understand potential outcomes
Factor in inflation when planning long-term investments
Consult with a financial advisor for personalized advice
Monitor your investments regularly but avoid frequent trading