Insurance Deductible Calculator
Calculate the optimal insurance deductible amount for your auto, home, or health insurance policy
Deductible Calculator
Insurance Information
Risk Information
Ready to Calculate
Enter your insurance details to get optimal deductible recommendations.
How to Use the Insurance Deductible Calculator
Enter Insurance Information
Select your insurance type and enter your current premium and deductible amounts.
Provide Risk Assessment
Enter your claim frequency, average claim cost, and risk tolerance level.
Review Recommendations
Compare different deductible options and their impact on your premiums.
Make Informed Decision
Choose the optimal deductible that balances cost savings with financial risk.
Insurance Deductible Tips
Higher deductibles typically result in lower monthly premiums
Choose a deductible you can afford to pay in case of a claim
Consider your risk tolerance and financial situation
Review your deductible annually as your situation changes
Some insurance types have separate deductibles for different coverage
Emergency funds should cover your deductible amount