Hourly to Salary Calculator

US full-time employment is standardized at 40 hours per week × 52 weeks per year = 2,080 hours.

Multiplying any hourly rate by 2,080 gives a quick annual salary estimate:

• $15/hr = $31,200
• $25/hr = $52,000
• $50/hr = $104,000
• $100/hr = $208,000

If the worker takes two weeks of unpaid time off, the divisor drops to 2,000 hours (40 × 50), and the same hourly rates yield $30K, $50K, $100K, and $200K respectively — a cleaner mental shortcut for contractors and freelancers.

Inverted, every $2,080 of annual salary equals $1/hour at full-time.

So a $52,000 salary ÷ 2,080 = $25/hr, $75,000 / 2,080 = $36.06/hr, $100,000 / 2,080 = $48.08/hr, and $150,000 / 2,080 = $72.12/hr.

For a quick sanity check on a salaried offer vs an hourly consulting rate, divide the salary by 2,000 (a cleaner mental number) and you land within ~4% of the true hourly equivalent.

The same annual salary produces different paycheck amounts depending on pay frequency:

• Weekly (52 checks): annual ÷ 52
• Biweekly (26 checks): annual ÷ 26
• Semi-monthly (24 checks): annual ÷ 24
• Monthly (12 checks): annual ÷ 12
• Quarterly (4 checks): annual ÷ 4

A $60,000 salary pays $1,153.85 weekly, $2,307.69 biweekly, $2,500.00 semi-monthly, $5,000 monthly, and $15,000 quarterly — same annual, different cadence.

An hourly to salary calculator multiplies your hourly wage by the hours you work each week and the paid weeks per year to produce a gross annual salary. The core formula is simple and timeless: Annual = Hourly x HoursPerWeek x WeeksPerYear.

The engine of the conversion is a single number called annual hours. Multiply your hours per week by your paid weeks per year to get it.

• Full-time default: 40 hours x 52 weeks = 2,080 annual hours
• With two unpaid weeks off: 40 x 50 = 2,000 annual hours
• Part-time: 25 x 52 = 1,300 annual hours

Multiply your hourly rate by that annual-hours figure to get yearly pay, or divide a salary by it to recover the hourly rate. The U.S. Bureau of Labor Statistics uses this same hours-based framing when it publishes both hourly and annual wage estimates for occupations.

To convert $20 an hour to a yearly salary at full-time hours, multiply $20 by 2,080 annual hours to get $41,600 gross per year. Here is the same process you can apply to any wage.

Follow these steps:

• Step 1 - Confirm your hours per week (40 is the U.S. full-time standard).
• Step 2 - Choose paid weeks per year: 52 if all weeks are paid, or 50 if you take two unpaid weeks.
• Step 3 - Multiply hours by weeks to get annual hours (40 x 52 = 2,080).
• Step 4 - Multiply your hourly rate by annual hours ($20 x 2,080 = $41,600).

To break that into paychecks, divide by the number of pay periods: $41,600 / 26 = $1,600 biweekly, or / 12 = about $3,467 monthly. Definitions of these pay-period counts follow the payroll conventions described in IRS Publication 15.

The most common mistake is treating gross annual pay as take-home money - the calculator output is before taxes and deductions, so budgeting against it overstates real income.

Watch for these frequent errors:

• Ignoring unpaid time off - using 52 weeks when you actually take two unpaid weeks inflates the salary; use 50 weeks (2,000 hours) instead.
• Confusing biweekly with semi-monthly - biweekly is 26 checks a year, semi-monthly is 24; they are not interchangeable.
• Forgetting overtime rules - non-exempt workers earn 1.5x pay past 40 hours under the Fair Labor Standards Act, so flat multiplication understates overtime-heavy jobs.
• Skipping payroll taxes - Social Security and Medicare (FICA) come out of every check, per the Social Security Administration and IRS.

Avoiding these keeps your comparison between an hourly offer and a salaried one honest and apples-to-apples.

The result is gross pay - the amount before any taxes or deductions are withheld. Your actual take-home pay is lower once payroll and income taxes come out.

Every U.S. paycheck has FICA withheld: Social Security at 6.2% and Medicare at 1.45% of wages, per the Social Security Administration - a combined 7.65% employee share. On top of that sit federal income tax and, in most states, state income tax.

• FICA - fixed percentages of gross wages (Social Security has an annual wage cap the SSA updates each year).
• Federal income tax - withheld using your W-4 and the IRS withholding tables; rates are progressive, so check the current IRS brackets.
• State and local tax - varies widely; several states levy none.

As a rough planning figure, many middle-income earners see 20-30% of gross withheld, but a dedicated paycheck calculator gives a more precise net estimate.

Overtime raises annual pay faster than straight multiplication suggests because hours past 40 per week are paid at 1.5x under federal law. The Fair Labor Standards Act, enforced by the U.S. Department of Labor, requires this time-and-a-half rate for non-exempt employees.

Suppose you earn $20/hour and work 50 hours a week:

• First 40 hours - paid at $20 = $800
• Extra 10 hours - paid at $30 (1.5x) = $300
• Weekly total - $1,100, not the $1,000 a flat 50 x $20 assumes

Over 52 weeks that is roughly $57,200 versus $52,000 - the overtime premium adds real money. A basic hourly-to-salary tool that multiplies a single rate by all hours will understate income for overtime-heavy fields like healthcare, trucking, and manufacturing. To model it, calculate straight-time and overtime blocks separately, then add them.

To hit a target take-home income as a freelancer, set your hourly rate well above the simple salary-divided-by-2080 figure, because contractors cover costs employees do not. A common starting point is to add roughly 25-35% to the equivalent employee rate.

Freelancers must absorb expenses an employer would otherwise pay:

• Self-employment tax - you owe both halves of Social Security and Medicare, a combined 15.3% rate the IRS sets (the Social Security portion applies up to an annual wage base the SSA updates yearly).
• Unpaid time off - no paid vacation, sick days, or holidays, so bill fewer weeks.
• Benefits - health insurance, retirement, and equipment come out of pocket.

Also remember that not every working hour is billable; time spent on sales, admin, and invoicing is unpaid. The Consumer Financial Protection Bureau notes that irregular self-employment income also makes an emergency fund more important. Divide your target by realistic billable hours, not 2,080.

For part-time or variable schedules, replace the 40-hour assumption with your true average weekly hours before multiplying. The formula does not change - only the hours-per-week input does.

If you work 25 hours a week at $18/hour for all 52 weeks, that is 25 x 52 = 1,300 annual hours, so 1,300 x $18 = $23,400 gross per year.

For hours that swing week to week:

• Average several recent weeks - add up total hours worked and divide by the number of weeks to get a realistic weekly figure.
• Use a lower estimate for budgeting - planning around your slower weeks protects you against income dips.
• Recheck seasonally - retail, hospitality, and gig work often peak and trough across the year.

The U.S. Bureau of Labor Statistics classifies usual work of fewer than 35 hours a week as part time, a useful benchmark when you are estimating an average.

Whether you get overtime depends on your exempt or non-exempt status under the Fair Labor Standards Act, not simply on being paid hourly or salaried. The U.S. Department of Labor sets the rules that decide this.

Most hourly workers are non-exempt, meaning they must receive 1.5x pay beyond 40 hours a week. Many salaried professionals are exempt and receive no overtime, provided they meet both a duties test and a minimum salary threshold that the Department of Labor updates - check the current threshold rather than relying on an old figure.

• Non-exempt - overtime-eligible; extra hours boost annual pay.
• Exempt - fixed salary regardless of hours worked; long weeks lower your effective hourly rate.

This is why converting a salary back to an hourly rate can be revealing: dividing a $70,000 exempt salary by 2,080 gives about $33.65/hour, but working 50-hour weeks quietly drops the real rate to roughly $26.92.