BMI and body-fat percentage answer different questions. BMI is a quick screening tool based only on height and weight — it takes 5 seconds and requires no equipment. Knowing how to measure body fat percentage means using calipers, a DEXA scan or a bio-impedance scale to directly gauge fat mass relative to total body mass.
Use BMI for population-level screening, tracking trends over time, or when you don't have access to body-composition tools.
Use body-fat percentage if you are a competitive athlete, heavily muscled, over 65, pregnant, or specifically working on body recomposition.
BMI classifies many muscular athletes as 'overweight' when their body-fat percentage is actually low. For most adults without extreme body composition, BMI tracks body-fat percentage closely enough to be useful as a screening tool.